IIFCL FY26 PAT dips 13% to INR 13.8 bln, disbursements rise 16%
This story was originally published at 21:10 IST on 29 May 2026
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--IIFCL MD: Sanctioned loans worth INR 570 bln FY26, disbursed INR 330 bln
--CONTEXT: IIFCL MD Rishi's comments in press conference
--IIFCL MD: FY26 gross NPA 0.4%, net NPA 0%
--IIFCL MD: FY26 operating profit up 19%, loan book up 17%
--IIFCL MD: Sanctioned loans worth INR 380 bln in FY27 so far
--IIFCL MD: Aim to sanction INR-750-bln loans FY27, disburse INR 390 bln
--IIFCL MD: Aim to diversify lending portfolio in FY27
--IIFCL MD: Aim to cross loan book size of INR 1 tln FY27
--IIFCL MD: Aim to raise funds via offshore, domestic bonds FY27
--IIFCL MD: Will raise funds FY27 at opportune time
--IIFCL MD: FY26 loan book INR 817.15 bln
--IIFCL: FY26 cost of borrowing 7.03% vs 7.05% FY25
--IIFCL: FY26 PAT INR 13.79 bln vs INR 15.90 bln FY25
--IIFCL MD: Prefer domestic borrowing given current mkt conditions
--IIFCL MD: To have substantial portion of FX borrowing hedged over 4-5 yrs
NEW DELHI – State-owned India Infrastructure Finance Co. Ltd.'s net profit declined 13.3% to INR 13.79 billion in 2025-26 (Apr-Mar). During the year, the infrastructure lender disbursed INR 330 billion, up 15.7% on year, and sanctioned INR 580 billion, up 12.8% on year.
IIFCL Managing Director Rohit Rishi said the gross non-performing asset ratio declined to 0.4% as of Mar. 31 from 1.11% last year. The net NPA ratio declined to 0.0% at the end of March from 0.35%. The lender's total loan book topped INR 817 billion at the end of FY26. Of its total loan book, over 96% of assets are rated 'A' and above, this was over 93% in FY25. The cost of borrowing for the non-banking financial company marginally declined during the year to 7.03% from 7.05% in FY25.
In FY27, IIFCL is aiming to sanction loans worth INR 750 billion and disburse around INR 390 billion. In the first two months of the current financial year, the company has already sanctioned loans worth INR 380 billion notionaly, he said.
The company's operating profit for FY26 was up 19% but the net profit fell in FY26 primarily due to the mark-to-market losses in their offshore borrowing. To prevent that, the company will substantially increase the portion of its hedged borrowing to 90% from 75% currently. This will be done over next four to five years, Deputy Managing Director Palash Srivastava said.
For FY27, the company plans to diversify its borrowing portfolio to lower its borrowing cost. The borrowing will be done in both domestic and offshore market, Rishi said. The fundraising will be done at an opportune time, he said. The managing director added that given the current market conditions, the company will prefer fundraising in the domestic market over offshore market.
Rishi also said that the company is confident of crossing the INR-1-trillion loan book size by the end of FY27. The loan book at the end of March was INR 817.15 billion, up 17% on year. End
Reported by Priyasmita Dutta and Sagar Sen
Edited by Akul Nishant Akhoury
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