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Informist, Wednesday, May 13, 2026

--RBI: Banks' investments as on Apr 30 up INR 425.84 bln on fortnight 

--RBI: Banks' investments as on Apr 30 INR 69.27 tln, up 3.2% YoY 

--CONTEXT: Banks' investments were up 2.9% YoY as on Apr 15 

MUMBAI – Investments by banks grew 3.2% on year to INR 69.27 trillion as on Apr. 30, and were up INR 425.84 billion from the previous reporting fortnight, data released by the Reserve Bank of India Wednesday showed. The annual pace of investment growth rose in April-end from 2.9% as of Apr. 15.

Banks' loans rose 16% on year while deposits were up over 12.3% on year as of April-end, according to data released by the Reserve Bank of India Friday. Both loan and deposit growth rose from 15.0% on year and 12.2% on year, respectively, a fortnight ago.  

Bank loans were at INR 212.12 trillion as of Apr. 30, up INR 2.94 trillion from a fortnight ago. Non-food loans were up INR 2.59 trillion on fortnight at INR 211.08 trillion as of Apr. 30.

Bank deposits as of Apr. 30 rose INR 2.16 trillion from a fortnight ago to INR 258.64 trillion.

In December, the government had changed the definition of a reporting fortnight under the banking laws. Under the amended regulation, the definition of "fortnight" has been changed from a Saturday-to-Friday cycle to a clearly defined two-part monthly period — either the 1st to the 15th of each month or the 16th to the last day of the month, both days inclusive.  

Scheduled Commercial Banks (including RRBs) (figures in INR billion):
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All Scheduled Banks (figures in INR billion):

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* Provisional figures incorporated in respect of such banks as have not been able to submit final figures.
Notes :

    (A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.
    ** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).
    @ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.
    (B) The figures relating to Scheduled Commercial Banks' Borrowings in India from the Reserve Bank and balances with the Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934.
    # This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).
    + Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.
    $ Includes advances granted by Scheduled Commercial Banks and State Co-operative Banks to Public Food Procurement Agencies viz. Food Corporation of India, State Governments and their agencies under the Food Consortium.  

The expression 'Banking System' or 'Banks' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

No. of scheduled commercial banks as on current fortnight: 135

End

Reported by Janwee Prajapati and Shubham Rana

Compiled by Mansi Patil

Edited by Vandana Hingorani
 
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