Data Alert
Banks' loans rise 15% on year as of Apr 15, deposits up 12.2%
This story was originally published at 20:16 IST on 24 April 2026
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--RBI: Banks' non-food loans Apr 15 down INR 4.37 tln on fortnight
--RBI: Banks' loans as on Apr 15 down INR 4.39 tln on fortnight
--RBI: Banks' loans as on Apr 15 INR 209.21 tln, up 15.0% YoY
--CONTEXT: Banks' loans were up 16.1% on year as on Mar 31
--RBI: Banks' deposits as on Apr 15 down INR 5.81 tln on fortnight
--CONTEXT: Banks' deposits were up 13.5% YoY as on Mar 31
--RBI: Banks' deposits as on Apr 15 INR 256.48 tln, up 12.2% YoY
MUMBAI – Banks' loans rose 15% on year as of Apr. 15, and deposits were up over 12.2% on year, according to data released by the Reserve Bank of India Friday. Both loan and desposit growth slowed down from 16.1% on year and 13.5% on year, respectively, seen a fortnight ago.
Bank loans were at INR 209.21 trillion as of Apr. 15, down INR 4.39 trillion from a fortnight ago. Non-food loans were at INR 208.53 trillion as of Apr. 15, down INR 4.37 billion from the previous fortnight. Food loans fell INR 1.78 billion from the previous fortnight to INR 68.49 billion as of Apr. 15.
Bank deposits as of Apr. 15 fell INR 5.81 trillion, or 2.2%, from a fortnight ago to INR 256.48 trillion.
In December, the government changed the definition of a reporting fortnight under the banking laws. Under the amended regulation, the definition of "fortnight" has been changed from a Saturday-to-Friday cycle to a clearly defined two-part monthly period — either the 1st to the 15th of each month or the 16th to the last day of the month, both days inclusive. End
Reported by J. Navya Sruthi
Edited by Tanima Banerjee
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