Data Alert
Banks' loans rise 13.8% on year as of Mar 15, deposits up 10.8%
This story was originally published at 19:57 IST on 27 March 2026
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--RBI: Banks' non-food loans Mar 15 up INR 264.65 bln on fortnight
--RBI: Banks' loans as on Mar 15 up INR 186.72 bln on fortnight
--CONTEXT: Banks' loans were up 14.5% on year as on Feb 28
--RBI: Banks' deposits as on Mar 15 down INR 1.79 tln on fortnight
--RBI: Banks' deposits as on Mar 15 INR 250.11 tln, up 10.8% YoY
--CONTEXT: Banks' deposits were up 11.9% YoY as on Feb 28
--RBI: Banks' loans as on Mar 15 INR 207.70 tln, up 13.8% YoY
MUMBAI – Bank credit and deposit growth slowed down on a yearly basis in the fortnight ended Mar. 15, the Reserve Bank of India's weekly statistical supplement Friday showed. Bank loan growth slowed to 13.8% on-year as of Mar. 15, down from 14.5% a fortnight ago.
Bank loans were at INR 207.70 trillion as of Mar. 15, up INR 186.72 billion from a fortnight ago.
Non-food loans were at INR 206.95 trillion as of Mar. 15, up INR 264.65 billion from the previous fortnight. Food loans fell by INR 77.93 billion from the previous fortnight to INR 748.50 billion as of Mar. 15.
Deposits grew 10.8% on year to INR 250.11 trillion as of Mar. 15, down from 11.9% growth a fortnight ago. However, bank deposits as of Mar. 15 fell by INR 1.79 trillion or nearly a per cent from a fortnight ago.
In December, the government changed the definition of a reporting fortnight under the Banking Laws. Under the amended regulation, the definition of "fortnight" has been changed from a Saturday-to-Friday cycle to a clearly defined two-part monthly period — either the 1st to the 15th of each month or the 16th to the last day of the month, both days inclusive. End
Reported by J. Navya Sruthi
Edited by Saji George Titus
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