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Informist, Monday, Mar. 2, 2026

 

--Source: EPFO board recommends retaining 8.25% interest rate for FY26 

 

By Sagar Sen

 

NEW DELHI – The Central Board of Trustees of the Employees' Provident Fund Organisation on Monday recommended retaining the interest rate for its subscribers at 8.25% in 2025-26 (Apr-Mar), a member of the board said. The EPFO had raised the rate of interest by 10 basis points to 8.25% for FY24 and has retained it since then.

 

The board left the interest rate unchanged even as the Reserve Bank of India cut the policy repo rate by 125 bps in 2025, the most in a calendar year since 2019. The RBI started lowering interest rates in February 2025 with a 25-bps cut, followed by another 25-bps cut in April, a larger-than-expected 50-bps reduction in June, and a 25-bps reduction in December, bringing the policy rate to 5.25%.  

 

The Finance, Investment and Audit Committee, EPFO's apex decision-making body, recommends the interest rate to its Central Board of Trustees towards the end of the fiscal year. The interest rate will have to be ratified by the finance ministry to be effective.  

 

The interest rate on the Public Provident Fund, run by the National Small Saving Fund, is way lower at 7.1% currently.  End

 

Written by Priyasmita Dutta

Edited by Saji George Titus

 

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