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Informist, Thursday, Jan. 22, 2026

 

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--Go Digit Oct-Dec net profit INR 1.40 bln vs INR 1.19 bln year ago 
--Go Digit Oct-Dec total income INR 24.98 bln vs INR 23.72 bln year ago 
--Go Digit Oct-Dec gross premium written INR 29.09 bln vs INR 26.77 bln 
--Go Digit Oct-Dec net premium written INR 21.48 bln vs INR 22.42 bln yr ago 
--Go Digit Apr-Dec net profit INR 3.95 bln vs INR 3.09 bln year ago 
--Go Digit Apr-Dec total income INR 70.86 bln vs INR 66.24 bln year ago 
--Go Digit: Solvency ratio at 2.30 times as on Dec 31 vs 2.26 times qtr ago 
--Go Digit: Incurred claim ratio 72.5% as on Dec 31 vs 73.0% qtr ago
--Go Digit: Combined ratio 110.7% as on Dec 31 vs 111.4% qtr ago 
 

 

By Shruti Nair
 

MUMBAI - Go Digit General Insurance Ltd.'s net profit for the December quarter rose more than 18% on year, primarily on the back of robust investment income. The company beat Street estimates to report a net profit of INR 1.40 billion. Sequentially, the insurer's bottom line rose over 20%.

 

The company's income from investment climbed over 17% on year during the December quarter to INR 3.37 billion. This boosted its total income for the quarter to INR 24.98 billion, up over 5% on year and nearly 4% on quarter. The net premium earned during the reporting quarter was INR 21.60 billion, up nearly 4% on year. Sequentially, the net premium earned rose over 3%.

 

The insurer's total expenses for the quarter rose over 3% on year to INR 23.86 billion, driven largely by a sharp rise in claims paid during the period. The claims settled by the company rose over 38% on year to INR 13.11 billion.

 

However, the insurer's outstanding claims declined over 55% on year to INR 2.56 billion. Sequentially, too, the insurer's outstanding claims declined nearly 40%. The company's incurred claims ratio was 72.5%, down marginally from 72.9% a year ago. In the September quarter, the incurred claims ratio was 73%.

 

The company's solvency ratio for the reporting quarter was 2.30 times, up from  2.26 times for the September quarter, well above the minimum regulatory requirement of 1.5 times. Furthermore, the insurer's combined ratio increased to 110.7% from 108.1% a year ago. Sequentially, however, the combined ratio fell from 111.4%.

 

The insurer's assets under management were INR 225.09 billion as on Dec. 31, up nearly 19% from a year ago. Shares of Go Digit General Insurance, which announced its earnings after market hours, ended a little over 1% higher at INR 324.30 on the National Stock Exchange.  End

 

Edited by Rajeev Pai

 

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