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Informist, Monday, Jan. 5, 2026

--Utkarsh Small Fin Bk: Total deposits INR 210.87 bln as on Dec 31, up 4.5% 

--Utkarsh Small Fin Bk: Gross loan INR 183.06 bln as on Dec 31, dn 3.9% YoY 

--Utkarsh Small Fin Bk: CASA ratio 21.9% as on Dec 31 vs 20.9% on Sept 30 

NEW DELHI – Utkarsh Small Finance Bank Ltd.'s gross advances fell 3.9% on year to INR 183.06 billion as on Dec. 31, according to provisional figures released by the bank Monday. The bank's deposits at the end of December were at INR 210.87, up 4.5%. 

The bank's current account, savings account deposits were up 16.1% on year at INR 46.11 billion as of Dec. 31. Its CASA ratio was 21.9% at the end of December, higher than 20.9% as of Sept. 30, and 19.7% end of December last year. 

At the end of September, the small finance bank's gross advances were at INR 186.55 billion and deposits were at INR 214.47 billion. 

"Liquidity Coverage Ratio (LCR) stood at 200% as on December 31, 2025," it said in an exchange filing. 

The bank reported a net loss of INR 3.48 billion for the September quarter, compared to a profit of INR 513.91 million in the corresponding quarter a year ago. On Monday, shares of the small finance bank ended 1.4% lower at INR 15.12 on the National Stock Exchange.  End

Reported by Priyasmita Dutta

Edited by Tanima Banerjee

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