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Informist, Monday, Jan. 5, 2026

--Central Bank of India gross loans INR 3.24 tln on Dec 31, up 19.6% on yr

--Central Bank of India total deposits INR 4.51 tln on Dec 31, up 13% on yr

--Central Bank of India CASA ratio 47.12% on Dec 31 vs 49.18% year ago

NEW DELHI – Central Bank of India's gross advances rose 19.6% on year to INR 3.24 trillion as of Dec. 31, the state-owned lender informed exchanges Monday. Deposits grew at a slower pace of 13% on year and rose to INR 4.51 trillion. The bank's current-account-savings-account ratio for deposits rose to 47.12% at December-end from 46.83% as on Sept. 30.

The bank's credit-to-deposit ratio rose to 72.06% as on Dec. 31 from 70.53% as on Mar. 31 and 68.25% a year ago. This is still lower than the banking system's overall credit-to-deposit ratio of around 80% as on Dec. 31, according to the latest data from the Reserve Bank of India.

The lender's total business was up 15.8% at INR 7.74 trillion as of December-end. Central Bank of India reported a net profit of INR 12.13 billion for the September quarter, up 33% on year. Its shares recovered losses of over 1% earlier in the day, and traded flat at INR 38.76, on the National Stock Exchange, at 1200 IST.  End

IST, or Indian Standard Time, is five-and-a-half hours ahead of GMT

Reported by Aaryan Khanna

Edited by Tanima Banerjee

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