Capital Small Fin Bank's advances up 19.8% as on Dec 31, deposits up 18.5%
This story was originally published at 11:48 IST on 5 January 2026
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--Capital Small Finance Bk gross NPA ratio at 2.7% as on Dec 31, unch on qtr
--Capital Small Finance Bk total deposits INR 99.31 bln Dec 31, up 18.5% YoY
--Capital Small Finance Bk gross advances INR 81.64 bln Dec 31, up 19.8% YoY
MUMBAI – Capital Small Finance Bank's gross advances rose 19.8% on year and 3.3% sequentially to INR 81.64 billion as on Dec. 31, the bank said in an exchange filing Monday. Its gross non-performing asset ratio remained unchanged at 2.7% from a quarter ago, the provisional numbers showed.
"This reflects the bank's consistent emphasis on prudent underwriting, robust recovery mechanism, and a well-secured, diversified and granular loan book that continues to demonstrate strong repayment behaviour," the bank said in the filing. The loan book is well-diversified and 98.7% of it is secured. Disbursements in the December quarter were INR 9.19 billion, up 24.7% on year.
The bank's total deposits rose 18.5% on year and 6.6% sequentially to INR 99.31 billion as on Dec. 31, the bank said in the exchange filing. The current account savings account ratio improved to 35.9% as on Dec. 31, against 33.9% as on Sept. 30.
The lender's average credit-deposit ratio in the December quarter was 80.4%, against 81.6% the previous quarter and 81.1% a year ago. The liquidity coverage ratio of the bank stood at 215.82% for the quarter ended Dec. 31.
Capital Small Finance Bank posted a net profit of INR 348.9 million in the September quarter, up almost 5% on year and 9% on quarter. At 1133 IST, the bank's shares were nearly flat at INR 271.70 on the National Stock Exchange. End
Reported by Vaishali Tyagi
Edited by Avishek Dutta
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