Equitas Small Finance Bank's gross advances up 15.9% YoY as on Dec 31
This story was originally published at 11:01 IST on 5 January 2026
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--Equitas Small Fin Bk gross advances INR 432.69 bln on Dec 31, up 15.86% YoY
--Equitas Small Fin Bk total deposits INR 436.68 bln on Dec 31, up 7.24% YoY
--Equitas Small Finance Bank CASA ratio at 30% as on Dec 31 vs 31% qtr ago
NEW DELHI – Equitas Small Finance Bank Ltd.'s gross advances were at INR 432.69 billion as on Dec. 31, up 15.86% on year and 10.60% on quarter, according to provisional data released Sunday. The bank's deposits rose 7.24% on year to INR 436.68 billion as on Dec. 31. Quarter-on-quarter, the deposits fell 0.97%.
Gross advances rose on the back of robust disbursements of INR 65.57 billion, up 22% on quarter and 28% on year. Within gross loans, non-micro finance and micro loans rose 19.19% on year to INR 381.10 billion as of Dec. 31. Microfinance and micro loans fell 3.93% on year to INR 51.59 billion at the end of December.
The bank's current account savings account ratio was 30% as of Dec. 31 against 31% a quarter ago and 29% a year ago. The credit to deposit ratio rose to 92.96% as on Dec. 31 from 84.09% September-end. The small finance bank's cost of funds eased to 7.13% as of Dec. 31 from 7.35% a quarter ago and 7.49% a year ago.
For the September quarter, Equitas Small Finance Bank reported a net profit of INR 241 million, up 87% on year. At 1045 IST, shares of the bank were up 4% at INR 66.70 on the National Stock Exchange. End
IST, or Indian Standard Time, is five-and-a-half hours ahead of GMT
Reported by Shubham Rana
Edited by Avishek Dutta
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