Bandhan Bank's advances up 10%, deposits up 11% YoY as on Dec 31
This story was originally published at 11:01 IST on 5 January 2026
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--Bandhan Bank loans, advances at INR 1.45 tln on Dec 31, up 10% on year
--Bandhan Bank total deposits at INR 1.57 tln on Dec 31, up 11.1% on year
--Bandhan Bank CASA ratio 27.26% on Dec 31 vs 27.97% on Sept 30
NEW DELHI – Bandhan Bank's total loans and advances grew 10.0% on year to INR 1.45 trillion while total deposits were up 11.1% on year as on Dec. 31 to INR 1.57 trillion, the private-sector lender said in an exchange filing Sunday. Retail deposits made up around 72.37% of the overall book, up from 70.93% at the end of September.
Reserve Bank of India data for the reporting fortnight ended Dec. 31 is not available; banks' loans were up 12.0% on year as on Dec. 15, while deposits were up 9.4% on year, latest data showed. Bandhan Bank's credit-to-deposit ratio as on Dec. 15 was 92.7%, well above the banking system average of around 80% as on Dec. 15.
The Kolkata-based bank's ratio of low-cost current accounts and saving account deposit to the total portfolio fell to 27.26% as on Dec. 31 from 27.97% as on Sept. 30. Its liquidity coverage ratio was at 149.14% at the end of the December quarter, well above the 100% minimum requirement.
Bandhan Bank's net profit fell 88% on year to INR 1.12 billion in the September quarter as provisions nearly doubled tracking a deterioration in asset quality. Shares of the bank were 2.5% higher at 1058 IST at INR 148.13 on the National Stock Exchange. End
IST, or Indian Standard Time, is five-and-a-half hours ahead of GMT
Reported by Aaryan Khanna
Edited by Vandana Hingorani
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