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Informist, Wednesday, Oct. 29, 2025 

 

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--Dhanlaxmi Bank Jul-Sept net profit INR 232.0 mln vs INR 258.1 mln year ago 
--Dhanlaxmi Bank Jul-Sept total income INR 4.18 bln vs INR 3.81 bln year ago 
--Dhanlaxmi Bank Jul-Sept provisions INR 49.9 mln vs INR 5.7 mln year ago 
--Dhanlaxmi Bank gross NPA ratio 3.10% as on Sept 30 vs 3.22% qtr ago 
--Dhanlaxmi Bank net NPA ratio 1.12 % as on Sept 30 vs 1.13% qtr ago 
--Dhanlaxmi Bank Basel III capital adequacy ratio 17.81% as on Sept 30 
--Dhanlaxmi Bank Apr-Sept net profit INR 353.8 mln vs INR 178.1 mln year ago 
--Dhanlaxmi Bank Apr-Sept total income INR 8.25 bln vs INR 7.19 bln year ago 

 

By Udita S. Jaiswal

 

MUMBAI – Despite a healthy rise in interest income, Dhanlaxmi Bank's net profit for the September quarter fell from a year ago because of a double-digit rise in its total expenditure. The bank reported a net profit of INR 232 million, down over 10% from INR 258 million in the year-ago period. Interest expended for the quarter was INR 2.4 billion, up 16.2% on year.

 

Sequentially, however, the bank's bottom line rose over 90%. The bank had reported a net profit of INR 121.8 billion in the Apr-Jun quarter.

 

Interest income of the bank rose to INR 3.84 billion, up nearly 17% on year. Sequentially, the interest income rose over 4% from INR 3.68 billion. The bank's income on investment rose to INR 723 million from INR 581 million in the year-ago quarter. Total income of the bank rose to INR 4.18 billion, up nearly 10% on year.

 

The bank's gross non-performing assets were at INR 4.04 billion, down more than 4% from the previous year. The gross non-performing ratio as on Sept. 30 was 3.10%, down from 3.22% a quarter ago. The bank's net non-performing assets ratio was 1.12% against 1.13% a quarter ago.

 

The bank's Basel III capital adequacy ratio as at the end of September was 17.81%. The bank's provisions were at INR 49.9 million, up a hefty 775% on year. The bank's net profit for the Apr-Sept quarter was INR 353.8 million and its total income was INR 8.25 billion.  End

 

Edited by Ashish Shirke

 

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