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EquityWireEarnings Review: DCB Bank Q1 PAT rises as provisions fall sharply on year
Earnings Review

DCB Bank Q1 PAT rises as provisions fall sharply on year

This story was originally published at 17:10 IST on 24 July 2026
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Informist, Friday, Jul. 24, 2026

 

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--DCB Bank Apr-Jun net profit INR 2.13 bln 
--Analysts saw DCB Bank Apr-Jun net profit INR 1.95 bln 
--DCB Bank Apr-Jun total income INR 21.81 bln 
--DCB Bank Apr-Jun net profit INR 2.13 bln vs INR 1.57 bln year ago 
--DCB Bank Apr-Jun total income INR 21.81 bln  vs INR 20.50 bln yr ago 
--DCB Bank gross NPA ratio 2.43% on Jun 30 vs 2.45% qtr ago 
--DCB Bank net NPA ratio 0.84% on Jun 30 vs 0.89% qtr ago 
--DCB Bank Apr-Jun provisions INR 570.70 mln vs INR 1.15 bln year ago 
--DCB Bank Basel III capital adequacy ratio 17.03% on Jun 30 
--DCB Bank Apr-Jun net interest income INR 6.84 bln vs INR 5.81 bln yr ago 
--DCB Bank provision coverage ratio 79.81% on Jun 30 
--DCB Bank Apr-Jun net interest margin 3.35% vs 3.20% year ago 
--DCB Bank Apr-Jun cost of deposits 6.71% vs 6.84% qtr ago 
--DCB Bank Apr-Jun cost of funds 6.75% vs 6.89% qtr ago 
--DCB Bank Apr-Jun yield on advances 10.75% vs 10.98% qtr ago 

 

By Janwee Prajapati

 

MUMBAI – DCB Bank Ltd. posted a double-digit increase in net profit for the June quarter, largely on the back of a sharp decline in provisions and contingencies. The bottom line grew both on year and sequentially, supported by higher total income driven by an uptick in interest income. However, the increase in net profit was limited by a rise in tax expenses and overall operating costs.

 

The private-sector bank's net profit rose nearly 36% on year to INR 2.13 billion in the June quarter. The bottom line rose almost 4% sequentially. Analysts had estimated the private-sector bank's net profit for the quarter at INR 1.95 billion.

 

The bank's total income was INR 21.81 billion, up over 6% on year and nearly 3% on quarter. The private-sector bank reported net interest income of INR 6.84 billion, up 18% on year.  More

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