Data Alert
Banks' loans up 16% on year as of Apr 30, deposits rise 12.3%
This story was originally published at 20:21 IST on 8 May 2026
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--RBI: Banks' loans as on Apr 30 INR 212.12 tln, up 16.0% YoY
--RBI: Banks' loans as on Apr 30 up INR 2.94 tln on fortnight
--CONTEXT: Banks' loans were up 15.0% on year as on Apr 15
--RBI: Banks' non-food loans Apr 30 up INR 2.59 tln on fortnight
--RBI: Banks' deposits as on Apr 30 up INR 2.16 tln on fortnight
--RBI: Banks' deposits as on Apr 30 INR 258.64 tln, up 12.3% YoY
--CONTEXT: Banks' deposits were up 12.2% YoY as on Apr 15
NEW DELHI – Banks' loans rose 16% on year while deposits were up over 12.3% on year as of April-end, according to data released by the Reserve Bank of India Friday. Both loan and deposit growth rose from 15.0% on year and 12.2% on year, respectively, a fortnight ago.
Bank loans were at INR 212.12 trillion as of Apr. 30, up INR 2.94 trillion from a fortnight ago. Non-food loans were up INR 2.59 trillion on fortnight at INR 211.08 trillion as of Apr. 30.
Bank deposits as of Apr. 30 rose INR 2.16 trillion from a fortnight ago to INR 258.64 trillion.
In December, the government changed the definition of a reporting fortnight under the banking laws. Under the amended regulation, the definition of "fortnight" has been changed from a Saturday-to-Friday cycle to a clearly defined two-part monthly period — either the 1st to the 15th of each month or the 16th to the last day of the month, both days inclusive. End
Reported by Shubham Rana
Edited by Avishek Dutta
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