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Informist, Thursday, May 7, 2026

 

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--Suryoday Small Fin Bk Q4 PAT INR 497.20 mln vs loss INR 337.80 mln yr ago 
--Suryoday Small Fin Bk Q4 total income INR 6.92 bln vs INR 5.31 bln yr ago 
--Suryoday Small Fin Bk Q4 provisions INR 413.2 mln vs INR 934.2 mln yr ago 
--Suryoday Small Fin Bk gross NPA ratio 6.55% on Mar 31 vs 6.69% qtr ago 
--Suryoday Small Fin Bk net NPA ratio 4.21% on Mar 31 vs 4.35% qtr ago 
--Suryoday Small Fin Bk capital adequacy ratio 20.45% on Mar 31 
--Suryoday Small Fin to pay INR 1.50 per share final dividend 
--Suryoday Small Fin Bk FY26 net profit INR 1.52 bln vs INR 1.15 bln yr ago 
--Suryoday Small Fin Bk FY26 total income INR 25.20 bln vs INR 21.71 bln 
--Suryoday Small Fin Bk:Board decided to discuss fund raising at next meeting 

 

By Vaishali Tyagi

 

NEW DELHI – Suryoday Small Finance Bank Ltd. Thursday reported a net profit for the March quarter, against a loss in the corresponding quarter a year ago, owing to a significant decline in provisions and contingencies and a rise in other income. 

 

The bank posted a net profit of INR 497.2 million for the March quarter, against a loss of INR 337.80 million a year ago. Sequentially, the lender's net profit rose over 36%. 

 

In Jan-Mar, the small finance bank's provisions slumped a whopping 56% on year to INR 413.2 million from 934.2 million in the corresponding quarter a year ago. On a sequential basis, the provisions remained broadly unchanged. 

 

The lender's other income rose to INR 903 million in the March quarter from INR 601 million a year ago. On a quarter-on-quarter basis, it rose nearly 12%. The lender's total income for the quarter under review was up over 30% on year at INR 6.92 billion. Sequentially, it was up nearly 11%. Of this, interest income rose almost 28% on year to INR 6.02 billion during the March quarter. 

 

A rise in total expenditure, excluding provisions and contingencies, weighed on the company's net profit. It rose nearly 21% on year and over 9% on quarter to INR 5.85 billion in the March quarter. Of these, interest expenses grew over 26% on year to INR 2.85 billion. The bank's operating expenses were INR 2.99 billion, up over 16% on year and nearly 12% on quarter. 

 

The private sector lender's asset quality improved in the March quarter. The bank's gross non-performing asset ratio declined to 6.55% as on Mar. 31 from 6.69% at the end of December, while the net non-performing asset ratio fell to 4.21% from 4.35% as on Dec. 31. 

 

The bank's Basel-III capital adequacy ratio was 20.45% as on Mar. 31. For 2025-26 (Apr-Mar), Suryoday Small Finance Bank reported a net profit of INR 1.52 billion, up over 32% on year. Total income for FY26 grew over 16% on year to INR 25.20 billion. 

 

The bank announced final dividend of INR 1.50 per share. On Thursday, its shares ended nearly 1% higher at INR 161.36 on the National Stock Exchange. The company announced its earnings after market hours. The board will hold a detailed discussion on a proposal to raise funds through equity and debt securities at a subsequent meeting.  End

 

Edited by Avishek Dutta

 

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