Fin min approves Viability Plan 2.0 for regional rural banks
This story was originally published at 21:15 IST on 5 May 2026
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NEW DELHI – The Department of Financial Services has approved a revised Viability Plan 2.0 for strengthening governance reforms and performance monitoring in regional rural banks. Emerging financial sector challenges and the need for continued oversight prompted the department to roll out the plan for a three-year period through March 2028, a government release said.
The plan will comprise 30 performance parameters focused around four main key pillars--operational excellence, asset quality, profitability, and growth--the release said. The key critical metrics across these four pillars include capital to risk-weighted assets ratio, credit-deposit ratio, digital adoption, non-performing asset levels, recovery performance, profitability ratios and performance in implementation of government schemes. End
Reported by Sagar Sen
Edited by Deepshikha Bhardwaj
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