Earnings Review
Surge in interest income boosts Aadhar Housing Fin's Q4 PAT
This story was originally published at 18:48 IST on 5 May 2026
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--Aadhar Housing Jan-Mar consol net profit INR 3.11 bln
--Analysts saw Aadhar Housing Jan-Mar consol net profit INR 3.00 bln
--Aadhar Housing Jan-Mar consol revenue INR 9.85 bln
--Analysts saw Aadhar Housing Jan-Mar consol revenue INR 5.33 bln
--Aadhar Housing Jan-Mar consol PAT INR 3.11 bln vs INR 2.45 bln year ago
--Aadhar Housing Jan-Mar consol revenue INR 9.85 bln vs INR 8.33 bln yr ago
--Aadhar Housing FY26 consol PAT INR 10.96 bln vs INR 9.12 bln year ago
--Aadhar Housing FY26 consol revenue INR 36.73 bln vs INR 31.08 bln yr ago
By Vaishali Tyagi
MUMBAI – Aadhar Housing Finance Ltd. reported a strong year-on-year rise in consolidated net profit and revenue for the March quarter. The growth in bottom line and top line was driven by a sharp rise in interest income.
The company's consolidated net profit grew 27% on year to INR 3.11 billion. Sequentially, it rose over 10%. The company performed slightly better than analysts' expectations of INR 3.00 billion net profit.
For Jan-Mar, the top line of the housing financier rose over 18% on year to INR 9.85 billion and over 4% from the trailing quarter. Interest income of the company rose nearly 18% on year to INR 8.5 billion.
Aadhar Housing's other income for the quarter increased multifold to INR 79.5 million from INR 12.3 million a year ago and INR 10.6 million in the December quarter.
A rise in total expenditure of the company weighed on its bottom line. Total expenditure rose nearly 15% on year and 4.6% sequentially to INR 5.94 billion in Jan-Mar. Of total expenditure, finance costs rose to INR 3.43 billion from 3.15 billion reported in the corresponding quarter a year ago, but it fell marginally by 1.2% on quarter. The company's expenditure on employee benefits rose over 24% on year to INR 1.55 billion. Other expenditure rose over 14% on year to INR 751 million in Jan-Mar.
The company's gross non-performing assets ratio was 1.08% as on Mar. 31, against 1.05% year ago. Disbursements for the quarter were at INR 95.56 billion, up 17% from INR 81.92 billion a year ago. The company's assets under management grew 20% on year to INR 306 billion as on Mar 31.
For 2025–26 (Apr-Mar), the company reported a net profit of INR 10.96 billion, up from INR 9.12 billion a year ago. Total revenue for the year was INR 36.73 billion, up from INR 31.08 billion a year ago. The earnings were announced after market hours. Shares of the company closed 3.6% higher at INR 517.45 on the National Stock Exchange. End
Edited by Tanima Banerjee
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