Jan-Mar Earnings
Axis Bank Q4 net profit declines marginally on year to INR 70.71 billion; provisions rise
This story was originally published at 12:55 IST on 25 April 2026
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Axis Bank reported a marginal on-year decline in net profit for the March quarter at INR 70.71 billion, compared with INR 71.18 bln a year ago. However, this was slightly higher than analysts’ estimate of a net profit of INR 69.36 bln. The lender’s total income during the period was INR 387.47 bln compared with INR 380.22 bln year ago. Axis Bank Jan-Mar provisions rose substantially to INR 35.22 bln compared with INR 13.59 bln year ago. Gross non-performing assets ratio was 1.23% as on Mar. 31 against 1.40% a quarter ago. It’s net NPA ratio was 0.37% on Mar 31 against 0.42% quarter ago . Axis Bank’s Basel-III capital adequacy ratio 16.42% on Mar. 31. Its net profit for financial year 2025-26 (Apr-Mar) was INR 244.57 bln against INR 263.73 billion a year ago. Total income during the period was INR 1.53 tln compared with INR 1.48 trillion a year ago.
* Axis Bank Jan-Mar net profit INR 70.71 bln vs INR 71.18 bln year ago
* Analysts saw Axis Bank Jan-Mar net profit at INR 69.36 bln
* Axis Bank Jan-Mar total income INR 387.47 bln vs INR 380.22 bln year ago
* Axis Bank Jan-Mar provisions INR 35.22 bln vs INR 13.59 bln year ago
* Axis Bank gross NPA ratio 1.23% on Mar 31 vs 1.40% qtr ago
* Axis Bank net NPA ratio 0.37% on Mar 31 vs 0.42% qtr ago
* Axis Bank Basel-III capital adequacy ratio 16.42% on Mar 31
* Axis Bank FY26 net profit INR 244.57 bln vs INR 263.73 bln year ago
* Axis Bank FY26 total income INR 1.53 tln vs INR 1.48 tln year ago
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