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Informist, Monday, Apr. 20, 2026

 

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--PNB Housing Fin Jan-Mar net profit INR 6.49 bln vs INR 5.67 bln year ago 
--PNB Housing Fin Jan-Mar revenue INR 21.70 bln vs INR 20.30 bln year ago 
--PNB Housing Fin to pay INR 8 per share final dividend 
--PNB Housing Fin FY26 PAT INR 23.28 bln vs INR 19.49 bln year ago 
--PNB Housing Fin FY26 revenue INR 85.11 bln vs INR 76.33 bln year ago 
--PNB Housing Fin Jan-Mar consol PAT INR 6.56 bln vs INR 5.50 bln year ago 
--PNB Housing Fin Jan-Mar consol revenue INR 21.82 bln vs INR 20.22 bln year ago 
--PNB Housing Fin FY26 consol PAT INR 22.91 bln vs INR 19.36 bln year ago 
--PNB Housing Fin FY26 consol revenue INR 85.05 bln vs INR 76.65 bln year ago

 

By Meera Nair

 

MUMBAI – PNB Housing Finance Ltd.'s consolidated net profit for the March quarter saw a double-digit rise on year and sequentially, due to the rise of revenue from operations and also as total expenses were slightly down. The housing finance company's consolidated quarterly results beat Street estimates. 

 

The lender's consolidated bottom line for the reporting quarter rose over 19% on year to INR 6.56 billion. Sequentially, it rose over 26%. The company's net profit beat expectations largely due to the rise in revenue from operations to almost 8% on year and nearly 3% on quarter. 

 

The lender's consolidated net profit for the quarter was estimated at INR 5.47 billion-INR 5.77 billion, according to estimates from three brokerages. PNB Housing Finance had posted net profit of INR 5.67 billion in the year-ago period and INR 5.26 billion for the December quarter.

 

The housing financier's total expenses for the March quarter fell marginally due to the improvement in reversal of impairment on financial instruments and write-offs to INR 1.76 billion against INR 648.5 million in the corresponding period a year ago. 

 

PNB Housing Finance will pay INR 8 per share as final dividend for the financial year ended Mar. 31.

 

The company's consolidated net profit for 2025-26 (Apr-Mar) was INR 22.91 billion against INR 19.36 billion a year ago. The consolidated revenue for the FY26 was INR 85.05 billion against INR 76.65 billion a year ago. 

 

PNB Housing Finance's standalone net profit for the March quarter were INR 6.49 billion, up from INR 5.67 billion a year-ago. The company's total revenue for the reporting quarter were INR 21.70 billion from INR 20.30 billion a year ago. It's standalone net profit for FY26 were INR 23.28 billion against INR 19.49 billion a year-ago. The lender's total revenue from operations for FY26 were INR 85.11 billion against INR 76.33 billion a year ago. 

 

In the March quarter, the asset under management of the financier's increased 13% on year to INR 909.21 billion. It's net interest margin improved by 6 basis points in the reporting quarter to 3.69% from 3.63% a quarter ago. However, the spread moderated by 10 bps sequentially to 2.12% on account of the softening of yield by 25 bps to 9.47% due to lower incremental yield against book yield, the company said in a press release.

 

The lender's retail loan asset for the reporting quarter grew 16% on year to INR 869.46 billion as of Mar. 31, which is 99.5% of the total loan book, the company said. On Monday, shares of the company ended 1.8% lower at INR 906.75 on the National Stock Exchange.  End

 

Edited by Akul Nishant Akhoury

 

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