Banks less optimistic on Q1 loan demand but outlook still positive, says RBI
This story was originally published at 20:23 IST on 8 April 2026
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MUMBAI – Major banks expect loan demand to moderate across sectors in the June quarter amid the military conflict in West Asia, according to the Reserve Bank of India's Bank Lending Survey. They, however, remain positive on credit demand during the September and December quarters, the RBI said.
Bankers reported sustained credit demand across major sectors of the economy during the March quarter. "Going forward, bankers' expectations for loan demand remain positive. They also anticipate continuation of easy loan terms and conditions," the central bank said.
Bank loans stood at INR 207.70 trillion as of Mar. 15, up 13.8% on year. Credit growth has picked up in recent months. RBI Governor Sanjay Malhotra Wednesday said bank credit growth is expected to remain broad-based and there are no significant risks to loan demand from the war in West Asia. End
Reported by Shubham Rana
Edited by Rajeev Pai
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