RBI relaxes norms for banks to disclose insurance premium payments to DICGC
This story was originally published at 19:27 IST on 16 March 2026
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NEW DELHI – The Reserve Bank of India Monday eased guidelines requiring banks to disclose the deposit insurance premium paid to the Deposit Insurance and Credit Guarantee Corp., effective Apr. 1.
"A bank shall disclose in the annual report that 'deposit insurance premium as applicable was paid to DICGC (Deposit Insurance and Credit Guarantee Corp.) within the prescribed timelines'," the RBI said in a notification. "In case the bank has not paid as per the required timelines, the same shall also be disclosed."
Earlier, banks were required to disclose the payment of Deposit Insurance and Credit Guarantee Corp. insurance premium for the current and previous year, and also the arrears in payment of the premium for both years.
The change in directions comes after the Deposit Insurance and Credit Guarantee Corp. in February asked insured banks to implement the risk-based premium framework for deposit insurance. End
Reported by Shubham Rana
Edited by Akul Nishant Akhoury
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