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Informist, Monday, Dec. 1, 2025

 

MUMBAI – Reserve Bank of India Governor Sanjay Malhotra Monday released the national strategy for financial inclusion, which aims to improve the quality and consistency of last-mile usage and effectiveness of financial services. In a press release, the central bank said the strategy was approved by the subcommittee of the Financial Stability and Development Council.

 

The report lays down five strategic objectives to improve the state of financial inclusion in the country and details 47 action points to achieve them, the RBI said. The five objectives include improving the availability and use of an equitable, responsible, suitable, and affordable bouquet of financial services to achieve financial safety and security for households and micro enterprises. The others are the adoption of a gender-sensitive approach for women's financial inclusion and differentiated strategies to improve the financial resilience of households, especially from underserved and vulnerable segments; synergising of livelihoods, skill development, and the supporting ecosystem and its linkages with financial inclusion; leveraging of financial education as a tool to promote financial discipline; and strengthening of the quality and reliability of customer protection and grievance redress measures.

 

The five years covered under the earlier strategy for 2019-24 had witnessed significant improvement across the access, usage, and quality dimensions of financial inclusion, the RBI said. The new strategy envisages consolidation of these achievements and further advancement of the objectives of financial inclusion.  End

 

Reported by Kabir Sharma

Edited by Rajeev Pai

 

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