Higher NII boosts Tata Capital's Jul-Sept PAT on year; AUM up 22% YoY
This story was originally published at 21:26 IST on 28 October 2025
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MUMBAI – Tata Capital's profit after tax for the September quarter rose 17% on year to INR 11.28 billion on the back of higher net interest income. The non-banking finance company's assets under management also grew in double digits during the quarter, supporting the net profit.
Tata Capital's assets under management grew 22% on year to INR 2.16 trillion as of Sept. 30 from INR 1.77 trillion during the corresponding period in the previous year. Its net interest income for the reporting quarter rose 23% on year to INR 26.37 billion.
Tata Capital's net total income for the quarter grew 28% on year to INR 33.30 billion. Its cost-to-income ratio also improved to 36.6% in the September quarter from 40.1% a year ago. The annualised operating expense on average net loan book in the September quarter improved to 2.3% from 2.4% a year ago.
The company's consolidated assets under management, including motor finance, were up 2.7% on quarter at INR 2.44 trillion in the September quarter. The acquisition of Tata Motors Finance Ltd. was completed May 8. Tata Capital's consolidated bottom line for the September quarter was up nearly 11% on quarter at INR 10.97 billion.
The company's net interest income, including motor finance, was up 5% on quarter at INR 30.04 billion. The cost-to-income ratio in the September quarter was 39.7%, up from 36.8% in the June quarter. The higher cost-to-income ratio is mainly on account of the annual employee payout cycle in the reporting quarter. End
Reported by J. Navya Sruthi
Edited by Rajeev Pai
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