NPCI launches biometric authentication for UPI transactions
This story was originally published at 17:44 IST on 7 October 2025
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MUMBAI – The National Payments Corp. of India launched a range of new features for its flagship product Unified Payments Interface on Tuesday, including biometric authentication for transactions. The new biometric authentication feature for UPI transactions can reduce transaction time by 25%, NPCI said. This feature will enable users to make payments using biometric authentication instead of a Personal Identification Number (PIN). NPCI also launched Aadhaar face authentication to enable the biometric feature.
Speaking at the launch of the features at the Global Fintech Fest, Department of Financial Services Secretary M. Nagaraju emphasised the importance of the Indian banking sector's resilience for the expansion of the fintech sector. With expansion, the fintech sector should further focus on inclusion, fast resolution of public grievances, and cybersecurity resilience, Nagaraju said.
NPCI also introduced the feature of allowing multiple people to use the same bank account for UPI transactions. Under this arrangement, two people can share a bank account, and when one of them initiates a UPI transaction and enters the PIN, the other person will receive a notification to approve the payment. Both will be required to put a PIN on their respective devices to complete the transaction.
All the features launched are operational on all UPI service applications. The NPCI also launched the UPI facility on smart glasses. NPCI, an umbrella organisation for operating retail payments and settlement systems in India, is an initiative of the Reserve Bank of India and the Indian Banks' Association.
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Reported by Krity Ambey
Edited by Saji George Titu
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