Earnings Review
PB Fintech's insurance ops push PAT up 41%; loan ops lag
This story was originally published at 21:45 IST on 31 July 2025
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--PB Fintech Apr-Jun insurance premium INR 66.16 bln, up 36% on year
--PB Fintech Apr-Jun lending disbursal INR 70.03 bln, up 123% on year
--PB Fintech to grant INR 1-bln unsecured loan to arm Paisabazaar Marketing
--PB Fintech to grant INR 3-bln unsecured loan to arm Policybazaar Insurance
--PB Fintech Apr-Jun consol revenue INR 13.48 bln vs INR 10.10 bln year ago
--PB Fintech Apr-Jun consol PAT INR 845.9 mln vs INR 601.8 mln year ago
By Krity Ambey
NEW DELHI – PB Fintech Ltd. reported a sharp jump in its consolidated net profit for the June quarter, thanks to the company's strong insurance business, which also helped offset the lacklustre lending business. The fintech company owns the insurance aggregator platform Policybazaar and also provides loans through Paisabazaar.
PB Fintech's consolidated net profit jumped 41% on year to INR 845.90 million in the June quarter. Sequentially, however, the company's profit fell 50%. The quarterly results of the company were pretty much in the expected line with analysts' expectations for profit ranging from INR 579 million to INR 1.33 billion. Brokerage firms had anticipated a sequential fall in profit, specifying that the health insurance business was unlikely to sustain the uptick it had seen in the March quarter.
In the June quarter, PB Fintech's revenue from operations grew 33% on year to INR 13.48 billion. Policybazaar's earnings in Apr-Jun grew 37% on year, accounting for nearly 90% of the company's net sales and effectively offsetting the lending business's underperformance as revenue from Paisabazaar fell 22% on year.
Policybazaar sourced INR 66.16 billion insurance premiums in Apr-Jun, up 36% on year. Paizabazaar's loan disbursal in the reporting quarter, at INR 70.03 billion, was more than double of what was seen in the corresponding period a year ago.
The fintech company also announced that it will grant unsecured loans of INR 3 billion and INR 1 billion to its subsidiaries Policybazaar Insurance and Paisabazaar Marketing, respectively. The loan would be transferred in one or more tranches to the subsidiaries for them to meet the objectives of the initial public offer, PB Fintecha said in the earnings press release.
The company detailed its quarterly results after market hours. On Thursday, shares of PB Fintech had ended 0.5% lower at INR 1,812.10 on the National Stock Exchange. End
Edited by Deepshikha Bhardwaj
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